*PERS, SERS and TRS Plan 3 are defined benefit plans with a defined contribution component. Employers contribute to the defined benefit portion of the plan. Employees determine their own contributions. The defined contribution portion of the benefit depends on the member’s contribution level and on investment performance.

DRS publishes handbooks describing the rights and benefits for each system and plan, including disability and survivor benefits. These handbooks are provided to members by their employers. They are also available from DRS and on the Web site at www.drs.wa.gov. For more information, contact DRS at 1-800-547-6657. To receive this publication in an alternate format, call (360) 664-7097.