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• November/December 2007 Retirement Planning Edition
• The power of a penny saved
• Announcements: TRS Plan 3 contibution rate change and Plan 3 transfer opportunity
• What does it all mean to you?
• Your annual retirement statement
• 2007 Retirement Confidence Survey results
• New retirement planning seminars a success

A 2007 study shows that half of American workers are planning to rely on their own savings as their largest source of retirement income*

Work-place retirement savings plan, such as DCP	28%
Other personal savings or investments	22%
Social Security	14%
Traditional employer-provided pension	13%
Employment	11%
Sale or refinancing of your home	2%
Something else	3%
Don’t know/No response	6%

*Source: Employee Benefit Research Institute and Mathew Greenwald & Associates, Inc., 2007 Retirement Confidence Survey.

November/December 2007 Retirement Planning Edition