Explore what you need to save with calculators that you can plug your real-time numbers into.
Simply sign into your online retirement account and look for the My Account in the left-hand menu. Your current IRS withholding will be displayed. Use the calculator to try different withholding amounts and see the effects on your net retirement benefit. If you decide to make a withholding change, submit the request with just one click. There’s no need to complete a form! You will receive an email confirmation and in most cases, your change will be effective the next month.
Once you've signed into your online retirement account, look for Withholding Calculator in the left-hand menu. From there you can run different scenarios to help you meet your retirement goals.
We also have a withholding calculator available if you don’t have an online account. This calculator uses Microsoft Excel Version 97-2003 or later.
You might want to speak with your tax advisor or the IRS if you have questions about your tax withholding.
Use the Buy Back calculator to see an estimate of your cost to:
DRS uses administrative factors to calculate benefit adjustments as recommended by the Office of the State Actuary (OSA).