Department of Retirement Systems
Members Title
 
 
 

Teachers' Retirement System

What if I become disabled before I retire?

Eligibility for disability retirement

If you become totally incapacitated for continued employment with a public school district, and leave that employment as a result of the disability, you may be eligible for a disability retirement benefit. Benefits will not be paid until you have separated from service.

If you are receiving a disability retirement benefit, you will be subject to comprehensive medical examinations as required by TRS. If these examinations reveal that you have recovered from your disability, and you are offered employment by a school district or state agency at comparable pay, you will no longer be eligible to receive a disability retirement benefit.

Disability retirement benefit

The disability retirement benefit, including survivor options, is determined by the same formula as a service retirement benefit, described on page 10. This benefit is reduced to reflect your age at the time benefits begin.

Disability withdrawal of contributions

A disabled member who has terminated employment has the option of withdrawing his or her contributions, plus interest, and terminating membership in the plan. This would cancel all rights and eligibility for future benefit payments.

More information

For more information about eligibility requirements, see the brochure, TRS Plan 2 and 3 Disability Benefits, also available from TRS or your employer.