Episode transcript: [music intro] Jenny Welcome back to Fund Your Future with DRS. Well, if you’ve ever gotten an email or read a news story from us about DCP or Plan 3, chances are you’ve seen the name Voya Financial in the last couple of years. They are our current record keeper, but you might…
Category Archives: Podcast
Episode 68 – Understanding COLAs and the CPI connection
Episode transcript: [music intro] Jenny Welcome back to Fund Your Future with DRS. Today we’re talking about everyone’s favorite subject COLAs, which stands for Cost of Living Adjustment. So basically at the end of each July, most retirees receive a Cost of Living Adjustment on their pension and the COLA can increase up to 3%…
Episode 67 – Why the rule of 72 feels like magic (but isn’t)
Episode transcript: [music intro] Jenny Welcome back to Find Your Future with DRS. Today, we’re breaking down the rule of 72. This is kind of a thing I hear a lot of finance folks talk about, but it’s basically just a quick way to estimate how long it can take your money to double when…
Episode 66 – DCP withdrawals, rollovers, and RMDs
Episode transcript: [music intro] Jenny Welcome back to Fund Your Future with DRS. Well, we’ve talked a lot about DCP and putting your money in and why you should put money in. But we really wanted to talk today about when the time comes that you’re ready to take the money out of DCP and…
Episode 65 – Fears about money and how to tackle them
Episode transcript: [music intro] Jenny Welcome back to Fund Your Future with DRS. Today we’re diving into something that might surprise you. Or maybe it won’t. According to a study by Allianz Life, 64% of Americans are more afraid of running out of money than of dying. That’s right. Money anxiety is literally scarier than…
Episode 64 – Money moves when your finances are tight
Episode transcript: [music intro] Jenny Welcome back to Fund Your Future with DRS. Today we’re looking at… Catherine …economic downturn, that’s the phrase. Jenny Yes. We’ve been getting a lot of members and people who are concerned about these really stressful economic times right now. We have Catherine in the studio with us who works…
Episode 63 – Firefighters and financial planning: what we can learn
Episode transcript: [music intro] Jenny Welcome back to Fund Your Future with DRS. Now at DRS, we work with lots of different types of public employees as we help them into retirement and with their retirement package throughout their careers. In our office, firefighters have a reputation for being very knowledgeable about how their pensions…
Episode 62 – Finding calm when the stock market goes down
Episode transcript: [music intro] Jenny Welcome back to Fund Your Future with DRS. Well, it’s April of 2025 and we know that there’s been a lot of uncertainty recently about the stock market. So, we thought it’d be a good idea to do an episode about this. But even though the market is low, that…
Episode 61 – Exploring economics with TikTok’s @EconChrisClarke
Episode transcript: [music intro] Jenny Welcome back to Fund Your Future with DRS. Today our guest is Chris Clarke, who’s an economics professor at Washington State University in Pullman. And he’s gained a bit of internet fame for making economics more approachable by posting videos on Instagram and TikTok. And if you want to follow…
Episode 60 – Strategies and benefits of VEBA, a health reimbursement arrangement (HRA)
Episode transcript: [music intro] Jenny Welcome back to Fund Your Future with DRS. Now, when you separate from public service, either to retire or to go work in the private sector, you might have the option to cash out your vacation leave and sick leave. And depending on where you work, these cash outs could…