Use your online account to do the following:
- Get 1099-R tax statements
- Download proof of income
- Update your contact information
- Review your beneficiaries
- Send us a secure message
- Update your direct deposit information
- Track return to work hours
- Access your DCP or Plan 3 investments
DRS issues pension payments on the last business day of each month. The date you receive your payment will depend on your financial institution. Here are the days payments will be issued this year:
2022 pension payment schedule
|Jan 31||Feb 28||Mar 31||Apr 29|
|May 31||Jun 30||Jul 29||Aug 31|
|Sep 30||Oct 31||Nov 30||Dec 30|
Cost-of-Living Adjustment COLA
A COLA is an adjustment to your monthly benefit after you retire. The type of COLA you are eligible for depends on your retirement system and plan.
Visit the retiree COLA page for the latest COLA percentages and information about COLAs for your plan.
Pension verification letter for proof of income
Are you looking for a pension verification letter for a mortgage, refinance, estate planning or senior housing? If you are collecting a pension, you can get this letter any time through your online account.
Pension verification letter
- Log into your online account.
- Select Benefit Summary from the menu.
- Under Retirement Details, select Download Pension Verification Letter.
- Your personalized letter file will be saved as a PDF where you store downloaded files (usually your Downloads folder).
DCP and Plan 3 customers: Contact the DRS record keeper for access to verification of investment funds. Plan 3 includes two separate retirement incomes. You might need to collect your verification from two separate accounts: your pension account and your investment account.
Retired public safety officers
Tax savings on health insurance premiums
If you retired as a public safety officer from a designated Washington state retirement system, the federal Pension Protection Act of 2006 (PPA) might benefit you. It allows you to exclude up to $3,000 of your qualified health, accident and long-term care insurance premiums from your gross taxable income each year as long as the premiums are also deducted from your retirement benefit.
If you qualify, you might pay less in taxes because your gross taxable income will be lower when you report it to the IRS on your annual tax return.
Do I qualify for this tax saving option?
If you answer yes to all three following questions, you likely qualify. To participate, complete the tax savings form.
1. Are you a retired Washington state public safety officer?
Public safety officer includes agencies for which you served as a:
- Fire fighter or law enforcement officer (including
police, corrections, probation and parole officers as
well as judges and prosecuting officers) involved in.,
crime, juvenile delinquency control, or reduction or
enforcement of criminal laws
- Police or fire department chaplain
- Ambulance crew or rescue squad member
2. Did you retire at the normal retirement age or with a disability?
“Normal retirement age” is the age when you’re entitled to receive a full benefit. If you retired early, you don’t qualify unless you received a disability retirement.
3. Do your health insurance premiums qualify?
Your premiums must meet all the following criteria. Your premiums:
- Cover health, accident or long-term care insurance.
- Cover you, your spouse or your dependents.
- Are automatically deducted from your monthly retirement benefit and sent to your insurance provider.
What if I’m not sure if I qualify?
If you’re not sure if you qualify, or if you have questions, contact the Internal Revenue Service or your tax advisor. Keep in mind that DRS team members are not allowed to offer tax advice.
If you do qualify, every January DRS will send you a letter providing the total amount of your qualified health insurance premiums for the previous calendar year. If you qualify, it’s effective from the time we receive your form. However, we can’t include premiums for months before we receive your form.
If you choose to participate, you monthly federal tax withholding would not change. For more information, contact DRS.
Representing Washington’s public pension system retirees
LEOFF 1 Coalition – Serves retired law enforcement officers and fire fighters
407 West Bay Drive
Olympia, WA 98502
877.553.6631 or 360.570.1035
Contact: Joyce Wilms
Retired Firefighters of Washington (RFFOW) – Serves retired fire fighters
15310 163rd Court SE
Renton, WA 98058-8122
Retired Public Employees Council of Washington (RPEC) – Serves retired state, county, city and local government employees
906 Columbia St SW, Ste 501
Olympia, WA 98501
800.562.6097 or 360.352.8262
Retired Washington State Patrol Employee Association (RWSPEA) – Serves Washington State Patrol retirees
RWSPEA – Secretary/Treasurer
PO Box 127
Greenacres, WA 99016
Washington Education Association (WEA) – Retired – Serves public education retirees
PO Box 9100
Federal Way, WA 98063-9100
800.622.3393 or 253.941.6700
Washington State Retired Deputy Sheriffs and Police Officers Association (WSRDSPOA) – Serves retired deputy sheriffs and police officers
PO Box 1805
Sumner, WA 98390
Washington State School Retirees Association (WSSRA) – Serves TRS, PERS, SERS retirees
4726 Pacific Avenue SE
Lacey, WA 98503
800.544.5219 or 360.413.5496
Thinking about returning to work?
See your plan for information:
New retiree return to work rules:
Some retirees can now work up to 1,040 hours and continue receiving benefits. Read more.