Want to discover your bottom line for a secure retirement?

Explore what you need to save with calculators that you can plug your real-time numbers into.

Simply sign into your online retirement account and look for the My Account in the left-hand menu. Use the IRS Witholding calculator to try different withholding amounts and see the effects on your net retirement benefit. If you decide to make a withholding change, submit the request with just one click. There’s no need to complete a form! You will receive an email confirmation and in most cases, your change will be effective the next month.

Members nearing retirement

Once you've signed into your online retirement account, look for Withholding Calculator in the left-hand menu. From there you can run different scenarios to help you meet your retirement goals.

Those without an online account

We also have a withholding calculator available if you don’t have an online account.

You might want to speak with your tax advisor or the IRS if you have questions about your tax withholding.

Service credit restoration or public education experience purchases

Use the Buy Back calculator to see an estimate of your cost to:

  • Restore withdrawn service credit past the deadline;
  • Purchase optional service credit past the deadline; and
  • Purchase public education experience service credit (for Plan 2 and Plan 3 members of Teachers' Retirement System).

DRS uses administrative factors to calculate benefit adjustments as recommended by the Office of the State Actuary (OSA).

Plan 3 and DCP:

PERS and TRS Plan 1:

External Links: