DCP Calculator

Select your monthly DCP contribution

$30 to $500

Savings information

$25.50 Monthly out-of-pocket amount

$54.00 Annual tax savings

$360.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$1,895$3,988$6,302$8,859$11,684$14,806
4%$1,996$4,432$7,407$11,040$15,475$20,891
6%$2,104$4,941$8,768$13,931$20,894$30,286
8%$2,219$5,525$10,450$17,788$28,721$45,009

Savings information

$42.50 Monthly out-of-pocket amount

$90.00 Annual tax savings

$600.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$3,158$6,647$10,503$14,764$19,473$24,677
4%$3,326$7,387$12,346$18,400$25,792$34,818
6%$3,506$8,235$14,614$23,218$34,823$50,477
8%$3,698$9,208$17,417$29,647$47,868$75,015

Savings information

$85.00 Monthly out-of-pocket amount

$180.00 Annual tax savings

$1,200.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$6,315$13,294$21,006$29,529$$38,947$$49,355
4%$6,652$14,774$24,691$36,800$51,584$69,636
6%$7,012$16,470$29,227$46,435$69,646$100,954
8%$7,397$18,417$34,835$59,295$95,737$150,030

Savings information

$127.50 Monthly out-of-pocket amount

$270.00 Annual tax savings

$1,800.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$9,473$19,941$31,509$44,293$58,420$74,032
4%$9,978$22,161$37,037$55,200$77,376$104,454
6%$10,518$24,705$43,841$69,653$104,469$151,431
8%$11,095$27,625$52,252$88,942$143,605$225,044

Savings information

$170.00 Monthly out-of-pocket amount

$360.00 Annual tax savings

$2,400.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$12,630$26,588$42,013$59,058$77,894$98,709
4%$13,304$29,548$49,382$73,599 $103,169$139,273
6%$14,024$32,940 $58,455$92,870$139,292$201,908
8%$14,793$36,833$69,669$118,589$191,473$300,059

Savings information

$212.50 Monthly out-of-pocket amount

$450.00 Annual tax savings

$3,000.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$15,788$33,235$52,516$73,822$97,367$123,387
4%$16,630$36,935$61,728$91,999$128,961$174,091
6%$17,530$41,175$73,068$116,088$174,115$252,384
8%$18,492$46,041$87,086$148,237$239,342$375,074

Savings information

$255.00 Monthly out-of-pocket amount

$540.00 Annual tax savings

$3,600.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$18,946$39,882$63,019$88,586$116,841$148,064
4%$19,956$44,322$74,073 $110,399$154,753$208,909
6%$21,036$49,410$87,682$139,305$208,938$302,861
8%$22,190$55,250$104,504$177,884$287,210$450,089

Savings information

$297.50 Monthly out-of-pocket amount

$630.00 Annual tax savings

$4,200.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$22,103$46,529$73,522$103,351$136,314$172,741
4%$23,282$51,709$86,419$128,799$180,545$243,727
6%$24,542$57,645$102,295$162,523$243,761$353,338
8%$25,888$64,458$121,921$207,532$335,078$525,103

Savings information

$340.00 Monthly out-of-pocket amount

$720.00 Annual tax savings

$4,800.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$25,261$53,176$84,025$118,115$155,788$197,419
4%$26,608$59,096$98,764$147,199$206,337$278,545
6%$28,048$65,879$116,909$185,740$278,584$403,815
8%$29,587$73,666$139,338$237,179$382,947$600,118

Savings information

$382.50 Monthly out-of-pocket amount

$810.00 Annual tax savings

$5,400.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$28,419$59,823$94,528$132,880$175,261$222,096
4%$29,934$66,483$111,110$165,599$232,129$313,363
6%$31,553$74,114$131,523$208,958$313,407$454,292
8%$33,285$82,875$156,755$266,826$430,815$675,133

Savings information

$425.00 Monthly out-of-pocket amount

$900.00 Annual tax savings

$6,000.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$31,576$66,470$105,031$147,644$194,735$246,773
4%$33,260$73,870$123,455$183,999$257,922$348,181
6%$35,059$82,349$146,136$232,176$348,229$504,769
8%$36,983$92,083$174,173$296,474$478,683$750,148

$550 to $1050

Savings information

$467.50 Monthly out-of-pocket amount

$990.00 Annual tax savings

$6,600.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$34,734$73,117$115,534$162,408$214,208$271,451
4%$36,586$81,257$135,801$202,398$283,714$383,000
6%$38,565$90,584$160,750$255,393$383,052$555,246
8%$40,682$101,291$191,590$326,121$526,552$825,162

Savings information

$510.00 Monthly out-of-pocket amount

$1,080.00 Annual tax savings

$7,200.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$37,891$79,765$126,038$177,173$233,681$296,128
4%$39,912$88,644$148,146$220,798$309,506$417,818
6%$42,071$98,819$175,364$278,611$417,875$605,723
8%$44,380$110,499$209,007$355,768$574,420$900,177

Savings information

$552.50 Monthly out-of-pocket amount

$1,170.00 Annual tax savings

$7,800.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$41,049$86,412$136,541$191,937$253,155$320,805
4%$43,238$96,031$160,492$239,198$335,298$452,636
6%$45,577$107,054 $189,977$301,828$452,698$656,199
8%$48,078$119,708$226,424$385,416$622,288$975,192

Savings information

$595.00 Monthly out-of-pocket amount

$1,260.00 Annual tax savings

$8,400.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$44,207$93,059$147,044$206,702$272,628$345,483
4%$46,564$103,418$172,838$257,598$361,090$487,454
6%$49,083$115,289$204,591$325,046$487,521$706,676
8%$51,777$128,916$243,842$415,063$670,157$1,050,207

Savings information

$637.50 Monthly out-of-pocket amount

$1,350.00 Annual tax savings

$9,000.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$47,364$99,706$157,547$221,466$292,102$370,160
4%$49,890$110,805$185,183$275,998$386,882$522,272
6%$52,589$123,524$219,205$348,263$522,344$757,153
8%$55,475$138,124$261,259$444,710$718,025$1,125,221

Savings information

$680.00 Monthly out-of-pocket amount

$1,440.00 Annual tax savings

$9,600.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$50,522$106,353$168,050$236,231$311,575$394,837
4%$53,216$118,193$197,529$294,398$412,675$557,090
6%$56,095$131,759$233,818$371,481$557,167$807,630
8%$59,173$147,333$278,676$474,358$765,893$1,200,236

Savings information

$722.50 Monthly out-of-pocket amount

$1,530.00 Annual tax savings

$10,200.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$53,680$113,000$178,553$250,995$331,049$419,515
4%$56,542$125,580$209,874$312,798$438,467$591,908
6%$59,601$139,994$248,432$394,698$591,990$858,107
8%$62,872$156,541$296,093$504,005$813,762$1,275,251

Savings information

$765.00 Monthly out-of-pocket amount

$1,620.00 Annual tax savings

$10,800.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$56,837$119,647$189,056$265,759$350,522$444,192
4%$59,868$132,967$222,220$331,197$464,259$626,727
6%$63,107$148,229$263,046$417,916$626,813$908,584
8%$66,570$165,749$313,511$533,652$861,630$1,350,266

Savings information

$807.50 Monthly out-of-pocket amount

$1,710.00 Annual tax savings

$11,400.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$59,995$126,294$199,559$280,524$369,996$468,869
4%$63,194$140,354$234,565$349,597$490,051$661,545
6%$66,613$156,464$277,659$441,134$661,636$959,061
8%$70,268$174,957$330,928$563,300$909,498$1,425,280

Savings information

$850.00 Monthly out-of-pocket amount

$1,800.00 Annual tax savings

$12,000.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$63,152$132,941$210,063$295,288$389,469$493,547
4%$66,520$147,741$246,911$367,997$515,843$696,363
6%$70,119$164,699$292,273$464,351$696,459$1,009,538
8%$73,967$184,166$348,345$592,947$957,367$1,500,295

Savings information

$892.50 Monthly out-of-pocket amount

$1,890.00 Annual tax savings

$12,600.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$66,310$139,588$220,566$310,053$408,943$518,224
4%$69,846$155,128$259,256$386,397$541,635$731,181
6%$73,625$172,934$306,886$487,569$731,282$1,060,014
8%$77,665$193,374$365,762$622,595$1,005,235$1,575,310

$1100 to $2000

Savings information

$935.00 Monthly out-of-pocket amount

$1,980.00 Annual tax savings

$13,200.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$69,468$146,235$231,069$324,817$428,416$542,901
4%$73,172$162,515$271,602$404,797$567,428$765,999
6%$77,131$181,169$321,500$510,786$766,105$1,110,491
8%$81,363$202,582$383,180$652,242$1,053,103$1,650,325

Savings information

$1,020.00 Monthly out-of-pocket amount

$2,160.00 Annual tax savings

$14,400.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$75,783$159,529$252,075$354,346$467,363$592,256
4%$79,824$177,289$296,293$441,597$619,012$835,635
6%$84,143$197,638$350,727$557,221$835,751$1,211,445
8%$88,760$220,999$418,014$711,537$1,148,840$1,800,354

Savings information

$1,105.00 Monthly out-of-pocket amount

$2,340.00 Annual tax savings

$15,600.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$82,098$172,823$273,081$383,875$506,310$641,611
4%$86,476$192,063$320,984$478,396$670,596$905,272
6%$91,155$214,108$379,955$603,656$905,397$1,312,399
8%$96,157$239,415$452,849$770,831$1,244,577$1,950,384

Savings information

$1,190.00 Monthly out-of-pocket amount

$2,520.00 Annual tax savings

$16,800.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$88,413$186,117$294,088$413,403$545,257$690,965
4%$93,128$206,837$345,675$515,196$722,181$974,908
6%$98,166$230,578$409,182$650,092$975,043$1,413,353
8%$103,553$257,832$487,683$830,126$1,340,313$2,100,413

Savings information

$1,275.00 Monthly out-of-pocket amount

$2,700.00 Annual tax savings

$18,000.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$94,729$199,411$315,094$442,932$584,204$740,320
4%$99,780$221,611$370,366$551,996$773,765$1,044,544
6%$105,178$247,048$438,409$696,527$1,044,688$1,514,306
8%$110,950$276,249$522,518$889,421$1,436,050$2,250,443

Savings information

$1,360.00 Monthly out-of-pocket amount

$2,880.00 Annual tax savings

$19,200.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$101,044$212,705$336,100$472,461$623,151$789,675
4%$106,432$236,385$395,057$588,796$825,349$1,114,181
6%$112,190$263,518$467,636$742,962$1,114,334$1,615,260
8%$118,347$294,665$557,352$948,716$1,531,787$2,400,472

Savings information

$1,445.00 Monthly out-of-pocket amount

$3,060.00 Annual tax savings

$20,400.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$107,359$225,999$357,106$501,990$662,098$839,029
4%$113,084$251,159$419,748$625,595$876,934$1,183,817
6%$119,202$279,988$496,864$789,397$1,183,980$1,716,214
8%$125,743$313,082$592,187$1,008,010$1,627,523$2,550,502

Savings information

$1,530.00 Monthly out-of-pocket amount

$3,240.00 Annual tax savings

$21,600.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$113,674$239,294$378,113$531,519$701,044$888,384
4%$119,736$265,933$444,439$662,395$928,518$1,253,453
6%$126,214$296,458$526,091$835,832$1,253,626$1,817,168
8%$133,140$331,498$627,021$1,067,305$1,723,260$2,700,531

Savings information

$1,615.00 Monthly out-of-pocket amount

$3,420.00 Annual tax savings

$22,800.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$119,990$252,588$399,119$561,048$739,991$937,739
4%$126,388$280,707$469,131$699,195$980,102$1,323,090
6%$133,226$312,928$555,318$882,267$1,323,272$1,918,121
8%$140,537$349,915$661,856$1,126,600$1,818,996$2,850,561

Savings information

$1,700.00 Monthly out-of-pocket amount

$3,600.00 Annual tax savings

$24,000.00 Total annual contribution

How does time affect my savings?

% Return05 Yrs10 Yrs15 Yrs20 Yrs25 Yrs30 Yrs
2%$126,305$265,882$420,125$590,576$778,938$987,093
4%$133,040$295,481$493,822$735,994$1,031,687$1,392,726
6%$140,238$329,397$584,546$928,702$1,392,918$2,019,075
8%$147,933$368,331$696,690$1,185,894$1,914,733$3,000,590

Select the balance closest to the amount you expect to have at retirement.

$20,000 to $150,000

Check the row that matches the number of years you plan on being retired to see the monthly amount you could withdraw* if your average annual investment return was 2%, 4%, 6% or 8%

How does time affect my savings?

YearsMonthly income
 2%4%6%8%
5$349.97$367.11$384.73$402.84
10$183.72$201.82$220.94$241.05
15$128.49$147.45$167.93$189.86
20$101.01$120.79$142.57$166.18
25$84.63$105.22$128.22$153.34
30$73.80$95.17$119.31$145.78
35$66.14$88.26$113.47$141.11
40$60.46$83.31$109.50$138.14

Check the row that matches the number of years you plan on being retired to see the monthly amount you could withdraw* if your average annual investment return was 2%, 4%, 6% or 8%

YearsMonthly income
 2%4%6%8%
5$699.94$734.21$769.46$805.68
10$367.44$403.64$441.87$482.10
15$256.98$294.89$335.86$379.73
20$202.02$241.59$285.15$332.36
25$169.26$210.43$256.44$306.68
30$147.60$190.33$238.63$291.56
35$132.28$176.52$226.94$282.22
40$120.93$166.62$218.99$276.28

Check the row that matches the number of years you plan on being retired to see the monthly amount you could withdraw* if your average annual investment return was 2%, 4%, 6% or 8%

YearsMonthly income
 2%4%6%8%
5$1,049.92$1,101.32$1,154.20$1,208.53
10$551.16$605.45$662.81$723.14
15$385.46$442.34$503.80$569.59
20$303.02$362.38$427.72$498.54
25$253.89$315.65$384.66$460.02
30$221.40$285.50$357.94$437.34
35$198.43$264.78$340.41$423.33
40$181.39$249.93$328.49$414.42

Check the row that matches the number of years you plan on being retired to see the monthly amount you could withdraw* if your average annual investment return was 2%, 4%, 6% or 8%

YearsMonthly income
 2%4%6%8%
5$1,399.89$1,468.43$1,538.93$1,611.37
10$734.88$807.27$883.75$964.19
15$513.95$589.78$671.73$759.46
20$404.03$483.17$570.29$664.72
25$338.52$420.87$512.88$613.36
30$295.20$380.66$477.25$583.12
35$264.57$353.04$453.88$564.45
40$241.86$333.24$437.98$552.57

Check the row that matches the number of years you plan on being retired to see the monthly amount you could withdraw* if your average annual investment return was 2%, 4%, 6% or 8%

YearsMonthly income
 2%4%6%8%
5$1,749.86$1,835.53$1,923.66$2,014.21
10$918.60$1,009.09$1,104.68$1,205.24
15$642.44$737.23$839.66$949.32
20$505.04$603.97$712.87$830.90
25$423.15$526.08$641.10$766.70
30$369.00$475.83$596.57$728.91
35$330.71$441.30$567.35$705.56
40$302.32$416.55$547.48$690.71

Check the row that matches the number of years you plan on being retired to see the monthly amount you could withdraw* if your average annual investment return was 2%, 4%, 6% or 8%.

YearsMonthly income
 2%4%6%8%
5$2,624.79$2,753.30$2,885.49$3,021.32
10$1,377.91$1,513.63$1,657.02$1,807.86
15$963.66$1,105.85$1,259.49$1,423.98
20$757.56$905.95$1,069.30$1,246.35
25$634.72$789.12$961.64$1,150.06
30$553.51$713.74$894.85$1,093.36
35$496.07$661.96$851.03$1,058.34
40$453.48$624.82$821.21$1,036.06

$200,000 to $2,000,000

Check the row that matches the number of years you plan on being retired to see the monthly amount you could withdraw* if your average annual investment return was 2%, 4%, 6% or 8%

YearsMonthly income
 2%4%6%8%
5$3,499.72$3,671.07$3,847.32$4,028.42
10$1,837.21 $2,018.18$2,209.36$2,410.48
15$1,284.88$1,474.46$1,679.32$1,898.65
20$1,010.08$1,207.93$1,425.73$1,661.80
25$846.30$1,052.17$1,282.19$1,533.41
30$738.01$951.66$1,193.14$1,457.81
35$661.42$882.61$1,134.71$1,411.11
40$604.64$833.10$1,094.95$1,381.41

Check the row that matches the number of years you plan on being retired to see the monthly amount you could withdraw* if your average annual investment return was 2%, 4%, 6% or 8%

YearsMonthly income
 2%4%6%8%
5$5,249.58$5,506.60$5,770.99$6,042.63
10$2,755.81$3,027.26$3,314.04$3,615.72
15$1,927.31$2,211.69$2,518.98$2,847.97
20$1,515.12$1,811.90$2,138.60$2,492.70
25$1,269.45$1,578.25$1,923.29$2,300.11
30$1,107.01$1,427.49$1,789.70$2,186.72
35$992.13$1,323.91$1,702.06$2,116.67
40$906.97$1,249.65$1,642.43$2,072.12

Check the row that matches the number of years you plan on being retired to see the monthly amount you could withdraw* if your average annual investment return was 2%, 4%, 6% or 8%

YearsMonthly income
 2%4%6%8%
5$8,749.30$9,177.67$9,618.31$10,071.06
10$4,593.02$5,045.44$5,523.41$6,026.21
15$3,212.19$3,686.15$4,198.29$4,746.62
20$2,525.21$3,019.84$3,564.33$4,154.50
25$2,115.75$2,630.42$3,205.48$3,833.52
30$1,845.02$2,379.15$2,982.84$3,644.53
35$1,653.56$2,206.52$2,836.76$3,527.79
40$1,511.61$2,082.75$2,737.38$3,453.53

Check the row that matches the number of years you plan on being retired to see the monthly amount you could withdraw* if your average annual investment return was 2%, 4%, 6% or 8%

YearsMonthly income
 2%4%6%8%
5$13,123.95$13,766.50$14,427.46$15,106.59
10$6,889.53$7,568.16$8,285.11$9,039.31
15$4,818.28$5,529.23$6,297.44$7,119.92
20$3,787.81$4,529.75$5,346.50$6,231.76
25$3,173.62$3,945.62$4,808.22$5,750.29
30$2,767.53$3,568.72$4,474.26$5,466.79
35$2,480.34$3,309.78$4,255.15$5,291.68
40$2,267.41$3,124.12$4,106.07$5,180.30

Check the row that matches the number of years you plan on being retired to see the monthly amount you could withdraw* if your average annual investment return was 2%, 4%, 6% or 8%

YearsMonthly income
 2%4%6%8%
5$17,498.60$18,355.34$19,236.62$20,142.11
10$9,186.04$10,090.88$11,046.82$12,052.41
15$6,424.38$7,372.30$8,396.59$9,493.23
20$5,050.42$6,039.67$7,128.67$8,309.01
25$4,231.49$5,260.83$6,410.96$7,667.05
30$3,690.04$4,758.29$5,965.68$7,289.05
35$3,307.12$4,413.04$5,673.53$7,055.57
40$3,023.22$4,165.50$5,474.76$6,907.07

Check the row that matches the number of years you plan on being retired to see the monthly amount you could withdraw* if your average annual investment return was 2%, 4%, 6% or 8%

YearsMonthly income
 2%4%6%8%
5$26,247.89$27,533.01$28,854.93$30,213.17
10$13,779.05$15,136.32$16,570.22$18,078.62
15$9,636.57$11,058.46$12,594.88$14,239.85
20$7,575.62$9,059.51$10,693.00$12,463.51
25$6,347.24$7,891.25$9,616.44$11,500.57
30$5,535.07$7,137.44$8,948.52$10,933.58
35$4,960.67$6,619.56$8,510.29$10,583.36
40$4,534.83$6,248.25$8,212.14$10,360.60

Check the row that matches the number of years you plan on being retired to see the monthly amount you could withdraw* if your average annual investment return was 2%, 4%, 6% or 8%

YearsMonthly income
 2%4%6%8%
5$34,997.19$36,710.68$38,473.24$40,284.23
10$18,372.07$20,181.76$22,093.63$24,104.82
15$12,848.76$14,744.61$16,793.17$18,986.47
20$10,100.83$12,079.34$14,257.33$16,618.01
25$8,462.98$10,521.66$12,821.92$15,334.10
30$7,380.09$9,516.58$11,931.35$14,578.10
35$6,614.23$8,826.07$11,347.06$14,111.14
40$6,046.44$8,331.00$10,949.53$13,814.14

Select the balance closest to the amount you expect to have at retirement.

$20,000 to $150,000

Check the row for the amount you would like to withdraw to see the number of years your investment could last* if your average annual investment return was 2%, 4%, 6% or 8%.

Monthly IncomeYears of withdrawals
 2%4%6%8%
$5003.453.583.733.89
$1,0001.701.731.761.79
$1,5001.121.141.151.17
$2,0000.840.850.860.87
$2,5000.670.680.680.69
$3,0000.560.560.570.57
$3,5000.480.480.480.49
$4,0000.420.420.420.43

Check the row for the amount you would like to withdraw to see the number of years your investment could last* if your average annual investment return was 2%, 4%, 6% or 8%.

Monthly IncomeYears of withdrawals
 2%4%6%8%
$5007.167.778.549.56
$1,0003.453.583.733.89
$1,5002.282.332.392.45
$2,0001.701.731.761.79
$2,5001.351.371.391.41
$3,0001.121.141.151.17
$3,5000.960.970.980.99
$4,0000.840.850.860.87

Check the row for the amount you would like to withdraw to see the number of years your investment could last* if your average annual investment return was 2%, 4%, 6% or 8%.

Monthly IncomeYears of withdrawals
 2%4%6%8%
$50011.1712.7915.3120.18
$1,0005.275.595.966.41
$1,5003.453.583.733.89
$2,0002.572.642.722.80
$2,5002.042.092.142.19
$3,0001.701.731.761.79
$3,5001.451.471.501.52
$4,0001.271.281.301.32

Check the row for the amount you would like to withdraw to see the number of years your investment could last* if your average annual investment return was 2%, 4%, 6% or 8%.

Monthly IncomeYears of withdrawals
 2%4%6%8%
$50015.5219.0926.89Ongoing
$1,0007.167.778.549.56
$1,5004.664.905.185.51
$2,0003.453.583.733.89
$2,5002.742.822.913.01
$3,0002.282.332.392.45
$3,5001.941.982.032.07
$4,0001.701.731.761.79

Check the row for the amount you would like to withdraw to see the number of years your investment could last* if your average annual investment return was 2%, 4%, 6% or 8%.

Monthly IncomeYears of withdrawals
 2%4%6%8%
$50020.2927.51OngoingOngoing
$1,0009.1210.1511.5813.78
$1,5005.896.296.777.37
$2,0004.354.574.815.09
$2,5003.453.583.733.89
$3,0002.862.953.053.15
$3,5002.442.512.582.65
$4,0002.132.182.232.29

Check the row for the amount you would like to withdraw to see the number of years your investment could last* if your average annual investment return was 2%, 4%, 6% or 8%.

Monthly IncomeYears of withdrawals
 2%4%6%8%
$50034.69OngoingOngoingOngoing
$1,00014.4017.3623.16Ongoing
$1,5009.1210.1511.5813.78
$2,0006.687.207.858.69
$2,5005.275.595.966.41
$3,0004.354.574.815.09
$3,5003.713.864.034.22
$4,0003.233.343.473.61

$200,000 to $2,000,000

Check the row for the amount you would like to withdraw to see the number of years your investment could last* if your average annual investment return was 2%, 4%, 6% or 8%.

Monthly IncomeYears of withdrawals
 2%4%6%8%
$50054.98OngoingOngoingOngoing
$1,00020.2927.51OngoingOngoing
$1,50012.5814.7218.3627.56
$2,0009.1210.1511.5813.78
$2,5007.167.778.549.56
$3,0005.896.296.777.37
$3,5005.015.295.626.01
$4,0004.354.574.815.09

Check the row for the amount you would like to withdraw to see the number of years your investment could last* if your average annual investment return was 2%, 4%, 6% or 8%.

Monthly IncomeYears of withdrawals
 2%4%6%8%
$500OngoingOngoingOngoingOngoing
$1,00034.69OngoingOngoingOngoing
$1,50020.2927.51OngoingOngoing
$2,00014.4017.3623.16Ongoing
$2,50011.1712.7915.3120.18
$3,0009.1210.1511.5813.78
$3,5007.718.439.3510.63
$4,0006.687.207.858.69

Check the row for the amount you would like to withdraw to see the number of years your investment could last* if your average annual investment return was 2%, 4%, 6% or 8%.

Monthly IncomeYears of withdrawals
 2%4%6%8%
$500OngoingOngoingOngoingOngoing
$1,00089.66OngoingOngoingOngoing
$1,50040.58OngoingOngoingOngoing
$2,00026.9744.87OngoingOngoing
$2,50020.2927.51OngoingOngoing
$3,00016.2820.3129.94Ongoing
$3,50013.6116.1920.9338.18
$4,00011.6913.5016.3922.47

Check the row for the amount you would like to withdraw to see the number of years your investment could last* if your average annual investment return was 2%, 4%, 6% or 8%.

Monthly IncomeYears of withdrawals
 2%4%6%8%
$500OngoingOngoingOngoingOngoing
$1,000OngoingOngoingOngoingOngoing
$1,50089.66OngoingOngoingOngoing
$2,00049.08OngoingOngoingOngoing
$2,50034.69OngoingOngoingOngoing
$3,00026.9744.87OngoingOngoing
$3,50022.1131.37OngoingOngoing
$4,00018.7524.5646.33Ongoing

Check the row for the amount you would like to withdraw to see the number of years your investment could last* if your average annual investment return was 2%, 4%, 6% or 8%.

Monthly IncomeYears of withdrawals
 2%4%6%8%
$500OngoingOngoingOngoingOngoing
$1,000OngoingOngoingOngoingOngoing
$1,500OngoingOngoingOngoingOngoing
$2,00089.66OngoingOngoingOngoing
$2,50054.98OngoingOngoingOngoing
$3,00040.58OngoingOngoingOngoing
$3,50032.3676.24OngoingOngoing
$4,00026.9744.87OngoingOngoing

Check the row for the amount you would like to withdraw to see the number of years your investment could last* if your average annual investment return was 2%, 4%, 6% or 8%.

Monthly IncomeYears of withdrawals
 2%4%6%8%
$500OngoingOngoingOngoingOngoing
$1,000OngoingOngoingOngoingOngoing
$1,500OngoingOngoingOngoingOngoing
$2,000OngoingOngoingOngoingOngoing
$2,500OngoingOngoingOngoingOngoing
$3,00089.66OngoingOngoingOngoing
$3,50062.69OngoingOngoingOngoing
$4,00049.08OngoingOngoingOngoing

Check the row for the amount you would like to withdraw to see the number of years your investment could last* if your average annual investment return was 2%, 4%, 6% or 8%.

Monthly IncomeYears of withdrawals
 2%4%6%8%
$500OngoingOngoingOngoingOngoing
$1,000OngoingOngoingOngoingOngoing
$1,500OngoingOngoingOngoingOngoing
$2,000OngoingOngoingOngoingOngoing
$2,500OngoingOngoingOngoingOngoing
$3,000OngoingOngoingOngoingOngoing
$3,500152.35OngoingOngoingOngoing
$4,00089.66OngoingOngoingOngoing

Important information

How much can I save?

All account value information given is FOR ILLUSTRATIVE PURPOSES ONLY. The totals and returns shown here do not represent returns for any particular investment, nor do they imply your future results will be similar. The value of your investments will fluctuate with market conditions. Withdrawals may be subject to income taxes.

The out-of-pocket and annual tax savings information is based on an annual salary of $50,000, after federal income taxes of 15%. No state income taxes are assumed.

How much can I withdraw and how long will it last?

This section assumes an annual increase in your payment of 3% to compensate for inflation. Please note, actual inflation rate may vary year to year. Withdrawals may be subject to income taxes. Amount shown on the page is before any federal or state income taxes (if any) are applied.

When the table shows “Ongoing,” this implies that your balance will last indefinitely with this combination of withdrawals and earnings.

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