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$25.50 Monthly out-of-pocket amount
$54.00 Annual tax savings
$360.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $1,895 | $3,988 | $6,302 | $8,859 | $11,684 | $14,806 |
4% | $1,996 | $4,432 | $7,407 | $11,040 | $15,475 | $20,891 |
6% | $2,104 | $4,941 | $8,768 | $13,931 | $20,894 | $30,286 |
8% | $2,219 | $5,525 | $10,450 | $17,788 | $28,721 | $45,009 |
$42.50 Monthly out-of-pocket amount
$90.00 Annual tax savings
$600.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $3,158 | $6,647 | $10,503 | $14,764 | $19,473 | $24,677 |
4% | $3,326 | $7,387 | $12,346 | $18,400 | $25,792 | $34,818 |
6% | $3,506 | $8,235 | $14,614 | $23,218 | $34,823 | $50,477 |
8% | $3,698 | $9,208 | $17,417 | $29,647 | $47,868 | $75,015 |
$85.00 Monthly out-of-pocket amount
$180.00 Annual tax savings
$1,200.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $6,315 | $13,294 | $21,006 | $29,529 | $$38,947 | $$49,355 |
4% | $6,652 | $14,774 | $24,691 | $36,800 | $51,584 | $69,636 |
6% | $7,012 | $16,470 | $29,227 | $46,435 | $69,646 | $100,954 |
8% | $7,397 | $18,417 | $34,835 | $59,295 | $95,737 | $150,030 |
$127.50 Monthly out-of-pocket amount
$270.00 Annual tax savings
$1,800.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $9,473 | $19,941 | $31,509 | $44,293 | $58,420 | $74,032 |
4% | $9,978 | $22,161 | $37,037 | $55,200 | $77,376 | $104,454 |
6% | $10,518 | $24,705 | $43,841 | $69,653 | $104,469 | $151,431 |
8% | $11,095 | $27,625 | $52,252 | $88,942 | $143,605 | $225,044 |
$170.00 Monthly out-of-pocket amount
$360.00 Annual tax savings
$2,400.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $12,630 | $26,588 | $42,013 | $59,058 | $77,894 | $98,709 |
4% | $13,304 | $29,548 | $49,382 | $73,599 | $103,169 | $139,273 |
6% | $14,024 | $32,940 | $58,455 | $92,870 | $139,292 | $201,908 |
8% | $14,793 | $36,833 | $69,669 | $118,589 | $191,473 | $300,059 |
$212.50 Monthly out-of-pocket amount
$450.00 Annual tax savings
$3,000.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $15,788 | $33,235 | $52,516 | $73,822 | $97,367 | $123,387 |
4% | $16,630 | $36,935 | $61,728 | $91,999 | $128,961 | $174,091 |
6% | $17,530 | $41,175 | $73,068 | $116,088 | $174,115 | $252,384 |
8% | $18,492 | $46,041 | $87,086 | $148,237 | $239,342 | $375,074 |
$255.00 Monthly out-of-pocket amount
$540.00 Annual tax savings
$3,600.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $18,946 | $39,882 | $63,019 | $88,586 | $116,841 | $148,064 |
4% | $19,956 | $44,322 | $74,073 | $110,399 | $154,753 | $208,909 |
6% | $21,036 | $49,410 | $87,682 | $139,305 | $208,938 | $302,861 |
8% | $22,190 | $55,250 | $104,504 | $177,884 | $287,210 | $450,089 |
$297.50 Monthly out-of-pocket amount
$630.00 Annual tax savings
$4,200.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $22,103 | $46,529 | $73,522 | $103,351 | $136,314 | $172,741 |
4% | $23,282 | $51,709 | $86,419 | $128,799 | $180,545 | $243,727 |
6% | $24,542 | $57,645 | $102,295 | $162,523 | $243,761 | $353,338 |
8% | $25,888 | $64,458 | $121,921 | $207,532 | $335,078 | $525,103 |
$340.00 Monthly out-of-pocket amount
$720.00 Annual tax savings
$4,800.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $25,261 | $53,176 | $84,025 | $118,115 | $155,788 | $197,419 |
4% | $26,608 | $59,096 | $98,764 | $147,199 | $206,337 | $278,545 |
6% | $28,048 | $65,879 | $116,909 | $185,740 | $278,584 | $403,815 |
8% | $29,587 | $73,666 | $139,338 | $237,179 | $382,947 | $600,118 |
$382.50 Monthly out-of-pocket amount
$810.00 Annual tax savings
$5,400.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $28,419 | $59,823 | $94,528 | $132,880 | $175,261 | $222,096 |
4% | $29,934 | $66,483 | $111,110 | $165,599 | $232,129 | $313,363 |
6% | $31,553 | $74,114 | $131,523 | $208,958 | $313,407 | $454,292 |
8% | $33,285 | $82,875 | $156,755 | $266,826 | $430,815 | $675,133 |
$425.00 Monthly out-of-pocket amount
$900.00 Annual tax savings
$6,000.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $31,576 | $66,470 | $105,031 | $147,644 | $194,735 | $246,773 |
4% | $33,260 | $73,870 | $123,455 | $183,999 | $257,922 | $348,181 |
6% | $35,059 | $82,349 | $146,136 | $232,176 | $348,229 | $504,769 |
8% | $36,983 | $92,083 | $174,173 | $296,474 | $478,683 | $750,148 |
$467.50 Monthly out-of-pocket amount
$990.00 Annual tax savings
$6,600.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $34,734 | $73,117 | $115,534 | $162,408 | $214,208 | $271,451 |
4% | $36,586 | $81,257 | $135,801 | $202,398 | $283,714 | $383,000 |
6% | $38,565 | $90,584 | $160,750 | $255,393 | $383,052 | $555,246 |
8% | $40,682 | $101,291 | $191,590 | $326,121 | $526,552 | $825,162 |
$510.00 Monthly out-of-pocket amount
$1,080.00 Annual tax savings
$7,200.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $37,891 | $79,765 | $126,038 | $177,173 | $233,681 | $296,128 |
4% | $39,912 | $88,644 | $148,146 | $220,798 | $309,506 | $417,818 |
6% | $42,071 | $98,819 | $175,364 | $278,611 | $417,875 | $605,723 |
8% | $44,380 | $110,499 | $209,007 | $355,768 | $574,420 | $900,177 |
$552.50 Monthly out-of-pocket amount
$1,170.00 Annual tax savings
$7,800.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $41,049 | $86,412 | $136,541 | $191,937 | $253,155 | $320,805 |
4% | $43,238 | $96,031 | $160,492 | $239,198 | $335,298 | $452,636 |
6% | $45,577 | $107,054 | $189,977 | $301,828 | $452,698 | $656,199 |
8% | $48,078 | $119,708 | $226,424 | $385,416 | $622,288 | $975,192 |
$595.00 Monthly out-of-pocket amount
$1,260.00 Annual tax savings
$8,400.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $44,207 | $93,059 | $147,044 | $206,702 | $272,628 | $345,483 |
4% | $46,564 | $103,418 | $172,838 | $257,598 | $361,090 | $487,454 |
6% | $49,083 | $115,289 | $204,591 | $325,046 | $487,521 | $706,676 |
8% | $51,777 | $128,916 | $243,842 | $415,063 | $670,157 | $1,050,207 |
$637.50 Monthly out-of-pocket amount
$1,350.00 Annual tax savings
$9,000.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $47,364 | $99,706 | $157,547 | $221,466 | $292,102 | $370,160 |
4% | $49,890 | $110,805 | $185,183 | $275,998 | $386,882 | $522,272 |
6% | $52,589 | $123,524 | $219,205 | $348,263 | $522,344 | $757,153 |
8% | $55,475 | $138,124 | $261,259 | $444,710 | $718,025 | $1,125,221 |
$680.00 Monthly out-of-pocket amount
$1,440.00 Annual tax savings
$9,600.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $50,522 | $106,353 | $168,050 | $236,231 | $311,575 | $394,837 |
4% | $53,216 | $118,193 | $197,529 | $294,398 | $412,675 | $557,090 |
6% | $56,095 | $131,759 | $233,818 | $371,481 | $557,167 | $807,630 |
8% | $59,173 | $147,333 | $278,676 | $474,358 | $765,893 | $1,200,236 |
$722.50 Monthly out-of-pocket amount
$1,530.00 Annual tax savings
$10,200.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $53,680 | $113,000 | $178,553 | $250,995 | $331,049 | $419,515 |
4% | $56,542 | $125,580 | $209,874 | $312,798 | $438,467 | $591,908 |
6% | $59,601 | $139,994 | $248,432 | $394,698 | $591,990 | $858,107 |
8% | $62,872 | $156,541 | $296,093 | $504,005 | $813,762 | $1,275,251 |
$765.00 Monthly out-of-pocket amount
$1,620.00 Annual tax savings
$10,800.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $56,837 | $119,647 | $189,056 | $265,759 | $350,522 | $444,192 |
4% | $59,868 | $132,967 | $222,220 | $331,197 | $464,259 | $626,727 |
6% | $63,107 | $148,229 | $263,046 | $417,916 | $626,813 | $908,584 |
8% | $66,570 | $165,749 | $313,511 | $533,652 | $861,630 | $1,350,266 |
$807.50 Monthly out-of-pocket amount
$1,710.00 Annual tax savings
$11,400.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $59,995 | $126,294 | $199,559 | $280,524 | $369,996 | $468,869 |
4% | $63,194 | $140,354 | $234,565 | $349,597 | $490,051 | $661,545 |
6% | $66,613 | $156,464 | $277,659 | $441,134 | $661,636 | $959,061 |
8% | $70,268 | $174,957 | $330,928 | $563,300 | $909,498 | $1,425,280 |
$850.00 Monthly out-of-pocket amount
$1,800.00 Annual tax savings
$12,000.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $63,152 | $132,941 | $210,063 | $295,288 | $389,469 | $493,547 |
4% | $66,520 | $147,741 | $246,911 | $367,997 | $515,843 | $696,363 |
6% | $70,119 | $164,699 | $292,273 | $464,351 | $696,459 | $1,009,538 |
8% | $73,967 | $184,166 | $348,345 | $592,947 | $957,367 | $1,500,295 |
$892.50 Monthly out-of-pocket amount
$1,890.00 Annual tax savings
$12,600.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $66,310 | $139,588 | $220,566 | $310,053 | $408,943 | $518,224 |
4% | $69,846 | $155,128 | $259,256 | $386,397 | $541,635 | $731,181 |
6% | $73,625 | $172,934 | $306,886 | $487,569 | $731,282 | $1,060,014 |
8% | $77,665 | $193,374 | $365,762 | $622,595 | $1,005,235 | $1,575,310 |
$935.00 Monthly out-of-pocket amount
$1,980.00 Annual tax savings
$13,200.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $69,468 | $146,235 | $231,069 | $324,817 | $428,416 | $542,901 |
4% | $73,172 | $162,515 | $271,602 | $404,797 | $567,428 | $765,999 |
6% | $77,131 | $181,169 | $321,500 | $510,786 | $766,105 | $1,110,491 |
8% | $81,363 | $202,582 | $383,180 | $652,242 | $1,053,103 | $1,650,325 |
$1,020.00 Monthly out-of-pocket amount
$2,160.00 Annual tax savings
$14,400.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $75,783 | $159,529 | $252,075 | $354,346 | $467,363 | $592,256 |
4% | $79,824 | $177,289 | $296,293 | $441,597 | $619,012 | $835,635 |
6% | $84,143 | $197,638 | $350,727 | $557,221 | $835,751 | $1,211,445 |
8% | $88,760 | $220,999 | $418,014 | $711,537 | $1,148,840 | $1,800,354 |
$1,105.00 Monthly out-of-pocket amount
$2,340.00 Annual tax savings
$15,600.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $82,098 | $172,823 | $273,081 | $383,875 | $506,310 | $641,611 |
4% | $86,476 | $192,063 | $320,984 | $478,396 | $670,596 | $905,272 |
6% | $91,155 | $214,108 | $379,955 | $603,656 | $905,397 | $1,312,399 |
8% | $96,157 | $239,415 | $452,849 | $770,831 | $1,244,577 | $1,950,384 |
$1,190.00 Monthly out-of-pocket amount
$2,520.00 Annual tax savings
$16,800.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $88,413 | $186,117 | $294,088 | $413,403 | $545,257 | $690,965 |
4% | $93,128 | $206,837 | $345,675 | $515,196 | $722,181 | $974,908 |
6% | $98,166 | $230,578 | $409,182 | $650,092 | $975,043 | $1,413,353 |
8% | $103,553 | $257,832 | $487,683 | $830,126 | $1,340,313 | $2,100,413 |
$1,275.00 Monthly out-of-pocket amount
$2,700.00 Annual tax savings
$18,000.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $94,729 | $199,411 | $315,094 | $442,932 | $584,204 | $740,320 |
4% | $99,780 | $221,611 | $370,366 | $551,996 | $773,765 | $1,044,544 |
6% | $105,178 | $247,048 | $438,409 | $696,527 | $1,044,688 | $1,514,306 |
8% | $110,950 | $276,249 | $522,518 | $889,421 | $1,436,050 | $2,250,443 |
$1,360.00 Monthly out-of-pocket amount
$2,880.00 Annual tax savings
$19,200.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $101,044 | $212,705 | $336,100 | $472,461 | $623,151 | $789,675 |
4% | $106,432 | $236,385 | $395,057 | $588,796 | $825,349 | $1,114,181 |
6% | $112,190 | $263,518 | $467,636 | $742,962 | $1,114,334 | $1,615,260 |
8% | $118,347 | $294,665 | $557,352 | $948,716 | $1,531,787 | $2,400,472 |
$1,445.00 Monthly out-of-pocket amount
$3,060.00 Annual tax savings
$20,400.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $107,359 | $225,999 | $357,106 | $501,990 | $662,098 | $839,029 |
4% | $113,084 | $251,159 | $419,748 | $625,595 | $876,934 | $1,183,817 |
6% | $119,202 | $279,988 | $496,864 | $789,397 | $1,183,980 | $1,716,214 |
8% | $125,743 | $313,082 | $592,187 | $1,008,010 | $1,627,523 | $2,550,502 |
$1,530.00 Monthly out-of-pocket amount
$3,240.00 Annual tax savings
$21,600.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $113,674 | $239,294 | $378,113 | $531,519 | $701,044 | $888,384 |
4% | $119,736 | $265,933 | $444,439 | $662,395 | $928,518 | $1,253,453 |
6% | $126,214 | $296,458 | $526,091 | $835,832 | $1,253,626 | $1,817,168 |
8% | $133,140 | $331,498 | $627,021 | $1,067,305 | $1,723,260 | $2,700,531 |
$1,615.00 Monthly out-of-pocket amount
$3,420.00 Annual tax savings
$22,800.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $119,990 | $252,588 | $399,119 | $561,048 | $739,991 | $937,739 |
4% | $126,388 | $280,707 | $469,131 | $699,195 | $980,102 | $1,323,090 |
6% | $133,226 | $312,928 | $555,318 | $882,267 | $1,323,272 | $1,918,121 |
8% | $140,537 | $349,915 | $661,856 | $1,126,600 | $1,818,996 | $2,850,561 |
$1,700.00 Monthly out-of-pocket amount
$3,600.00 Annual tax savings
$24,000.00 Total annual contribution
% Return | 05 Yrs | 10 Yrs | 15 Yrs | 20 Yrs | 25 Yrs | 30 Yrs |
---|---|---|---|---|---|---|
2% | $126,305 | $265,882 | $420,125 | $590,576 | $778,938 | $987,093 |
4% | $133,040 | $295,481 | $493,822 | $735,994 | $1,031,687 | $1,392,726 |
6% | $140,238 | $329,397 | $584,546 | $928,702 | $1,392,918 | $2,019,075 |
8% | $147,933 | $368,331 | $696,690 | $1,185,894 | $1,914,733 | $3,000,590 |
Check the row that matches the number of years you plan on being retired to see the monthly amount you could withdraw* if your average annual investment return was 2%, 4%, 6% or 8%.
Check the row for the amount you would like to withdraw to see the number of years your investment could last* if your average annual investment return was 2%, 4%, 6% or 8%.
Years | Monthly income | |||
---|---|---|---|---|
2% | 4% | 6% | 8% | |
5 | $349.97 | $367.11 | $384.73 | $402.84 |
10 | $183.72 | $201.82 | $220.94 | $241.05 |
15 | $128.49 | $147.45 | $167.93 | $189.86 |
20 | $101.01 | $120.79 | $142.57 | $166.18 |
25 | $84.63 | $105.22 | $128.22 | $153.34 |
30 | $73.80 | $95.17 | $119.31 | $145.78 |
35 | $66.14 | $88.26 | $113.47 | $141.11 |
40 | $60.46 | $83.31 | $109.50 | $138.14 |
Monthly Income | Years of withdrawals | |||
---|---|---|---|---|
2% | 4% | 6% | 8% | |
$500 | 3.45 | 3.58 | 3.73 | 3.89 |
$1,000 | 1.70 | 1.73 | 1.76 | 1.79 |
$1,500 | 1.12 | 1.14 | 1.15 | 1.17 |
$2,000 | 0.84 | 0.85 | 0.86 | 0.87 |
$2,500 | 0.67 | 0.68 | 0.68 | 0.69 |
$3,000 | 0.56 | 0.56 | 0.57 | 0.57 |
$3,500 | 0.48 | 0.48 | 0.48 | 0.49 |
$4,000 | 0.42 | 0.42 | 0.42 | 0.43 |
Check the row that matches the number of years you plan on being retired to see the monthly amount you could withdraw* if your average annual investment return was 2%, 4%, 6% or 8%.
Check the row for the amount you would like to withdraw to see the number of years your investment could last* if your average annual investment return was 2%, 4%, 6% or 8%.
Years | Monthly income | |||
---|---|---|---|---|
2% | 4% | 6% | 8% | |
5 | $699.94 | $734.21 | $769.46 | $805.68 |
10 | $367.44 | $403.64 | $441.87 | $482.10 |
15 | $256.98 | $294.89 | $335.86 | $379.73 |
20 | $202.02 | $241.59 | $285.15 | $332.36 |
25 | $169.26 | $210.43 | $256.44 | $306.68 |
30 | $147.60 | $190.33 | $238.63 | $291.56 |
35 | $132.28 | $176.52 | $226.94 | $282.22 |
40 | $120.93 | $166.62 | $218.99 | $276.28 |
Monthly Income | Years of withdrawals | |||
---|---|---|---|---|
2% | 4% | 6% | 8% | |
$500 | 7.16 | 7.77 | 8.54 | 9.56 |
$1,000 | 3.45 | 3.58 | 3.73 | 3.89 |
$1,500 | 2.28 | 2.33 | 2.39 | 2.45 |
$2,000 | 1.70 | 1.73 | 1.76 | 1.79 |
$2,500 | 1.35 | 1.37 | 1.39 | 1.41 |
$3,000 | 1.12 | 1.14 | 1.15 | 1.17 |
$3,500 | 0.96 | 0.97 | 0.98 | 0.99 |
$4,000 | 0.84 | 0.85 | 0.86 | 0.87 |
Check the row that matches the number of years you plan on being retired to see the monthly amount you could withdraw* if your average annual investment return was 2%, 4%, 6% or 8%.
Check the row for the amount you would like to withdraw to see the number of years your investment could last* if your average annual investment return was 2%, 4%, 6% or 8%.
Years | Monthly income | |||
---|---|---|---|---|
2% | 4% | 6% | 8% | |
5 | $1,049.92 | $1,101.32 | $1,154.20 | $1,208.53 |
10 | $551.16 | $605.45 | $662.81 | $723.14 |
15 | $385.46 | $442.34 | $503.80 | $569.59 |
20 | $303.02 | $362.38 | $427.72 | $498.54 |
25 | $253.89 | $315.65 | $384.66 | $460.02 |
30 | $221.40 | $285.50 | $357.94 | $437.34 |
35 | $198.43 | $264.78 | $340.41 | $423.33 |
40 | $181.39 | $249.93 | $328.49 | $414.42 |
Monthly Income | Years of withdrawals | |||
---|---|---|---|---|
2% | 4% | 6% | 8% | |
$500 | 11.17 | 12.79 | 15.31 | 20.18 |
$1,000 | 5.27 | 5.59 | 5.96 | 6.41 |
$1,500 | 3.45 | 3.58 | 3.73 | 3.89 |
$2,000 | 2.57 | 2.64 | 2.72 | 2.80 |
$2,500 | 2.04 | 2.09 | 2.14 | 2.19 |
$3,000 | 1.70 | 1.73 | 1.76 | 1.79 |
$3,500 | 1.45 | 1.47 | 1.50 | 1.52 |
$4,000 | 1.27 | 1.28 | 1.30 | 1.32 |
Check the row that matches the number of years you plan on being retired to see the monthly amount you could withdraw* if your average annual investment return was 2%, 4%, 6% or 8%.
Check the row for the amount you would like to withdraw to see the number of years your investment could last* if your average annual investment return was 2%, 4%, 6% or 8%.
Years | Monthly income | |||
---|---|---|---|---|
2% | 4% | 6% | 8% | |
5 | $1,399.89 | $1,468.43 | $1,538.93 | $1,611.37 |
10 | $734.88 | $807.27 | $883.75 | $964.19 |
15 | $513.95 | $589.78 | $671.73 | $759.46 |
20 | $404.03 | $483.17 | $570.29 | $664.72 |
25 | $338.52 | $420.87 | $512.88 | $613.36 |
30 | $295.20 | $380.66 | $477.25 | $583.12 |
35 | $264.57 | $353.04 | $453.88 | $564.45 |
40 | $241.86 | $333.24 | $437.98 | $552.57 |
Monthly Income | Years of withdrawals | |||
---|---|---|---|---|
2% | 4% | 6% | 8% | |
$500 | 15.52 | 19.09 | 26.89 | Ongoing |
$1,000 | 7.16 | 7.77 | 8.54 | 9.56 |
$1,500 | 4.66 | 4.90 | 5.18 | 5.51 |
$2,000 | 3.45 | 3.58 | 3.73 | 3.89 |
$2,500 | 2.74 | 2.82 | 2.91 | 3.01 |
$3,000 | 2.28 | 2.33 | 2.39 | 2.45 |
$3,500 | 1.94 | 1.98 | 2.03 | 2.07 |
$4,000 | 1.70 | 1.73 | 1.76 | 1.79 |
Check the row that matches the number of years you plan on being retired to see the monthly amount you could withdraw* if your average annual investment return was 2%, 4%, 6% or 8%.
Check the row for the amount you would like to withdraw to see the number of years your investment could last* if your average annual investment return was 2%, 4%, 6% or 8%.
Years | Monthly income | |||
---|---|---|---|---|
2% | 4% | 6% | 8% | |
5 | $1,749.86 | $1,835.53 | $1,923.66 | $2,014.21 |
10 | $918.60 | $1,009.09 | $1,104.68 | $1,205.24 |
15 | $642.44 | $737.23 | $839.66 | $949.32 |
20 | $505.04 | $603.97 | $712.87 | $830.90 |
25 | $423.15 | $526.08 | $641.10 | $766.70 |
30 | $369.00 | $475.83 | $596.57 | $728.91 |
35 | $330.71 | $441.30 | $567.35 | $705.56 |
40 | $302.32 | $416.55 | $547.48 | $690.71 |
Monthly Income | Years of withdrawals | |||
---|---|---|---|---|
2% | 4% | 6% | 8% | |
$500 | 20.29 | 27.51 | Ongoing | Ongoing |
$1,000 | 9.12 | 10.15 | 11.58 | 13.78 |
$1,500 | 5.89 | 6.29 | 6.77 | 7.37 |
$2,000 | 4.35 | 4.57 | 4.81 | 5.09 |
$2,500 | 3.45 | 3.58 | 3.73 | 3.89 |
$3,000 | 2.86 | 2.95 | 3.05 | 3.15 |
$3,500 | 2.44 | 2.51 | 2.58 | 2.65 |
$4,000 | 2.13 | 2.18 | 2.23 | 2.29 |
Check the row that matches the number of years you plan on being retired to see the monthly amount you could withdraw* if your average annual investment return was 2%, 4%, 6% or 8%.
Check the row for the amount you would like to withdraw to see the number of years your investment could last* if your average annual investment return was 2%, 4%, 6% or 8%.
Years | Monthly income | |||
---|---|---|---|---|
2% | 4% | 6% | 8% | |
5 | $2,624.79 | $2,753.30 | $2,885.49 | $3,021.32 |
10 | $1,377.91 | $1,513.63 | $1,657.02 | $1,807.86 |
15 | $963.66 | $1,105.85 | $1,259.49 | $1,423.98 |
20 | $757.56 | $905.95 | $1,069.30 | $1,246.35 |
25 | $634.72 | $789.12 | $961.64 | $1,150.06 |
30 | $553.51 | $713.74 | $894.85 | $1,093.36 |
35 | $496.07 | $661.96 | $851.03 | $1,058.34 |
40 | $453.48 | $624.82 | $821.21 | $1,036.06 |
Monthly Income | Years of withdrawals | |||
---|---|---|---|---|
2% | 4% | 6% | 8% | |
$500 | 34.69 | Ongoing | Ongoing | Ongoing |
$1,000 | 14.40 | 17.36 | 23.16 | Ongoing |
$1,500 | 9.12 | 10.15 | 11.58 | 13.78 |
$2,000 | 6.68 | 7.20 | 7.85 | 8.69 |
$2,500 | 5.27 | 5.59 | 5.96 | 6.41 |
$3,000 | 4.35 | 4.57 | 4.81 | 5.09 |
$3,500 | 3.71 | 3.86 | 4.03 | 4.22 |
$4,000 | 3.23 | 3.34 | 3.47 | 3.61 |
Check the row that matches the number of years you plan on being retired to see the monthly amount you could withdraw* if your average annual investment return was 2%, 4%, 6% or 8%.
Check the row for the amount you would like to withdraw to see the number of years your investment could last* if your average annual investment return was 2%, 4%, 6% or 8%.
Years | Monthly income | |||
---|---|---|---|---|
2% | 4% | 6% | 8% | |
5 | $3,499.72 | $3,671.07 | $3,847.32 | $4,028.42 |
10 | $1,837.21 | $2,018.18 | $2,209.36 | $2,410.48 |
15 | $1,284.88 | $1,474.46 | $1,679.32 | $1,898.65 |
20 | $1,010.08 | $1,207.93 | $1,425.73 | $1,661.80 |
25 | $846.30 | $1,052.17 | $1,282.19 | $1,533.41 |
30 | $738.01 | $951.66 | $1,193.14 | $1,457.81 |
35 | $661.42 | $882.61 | $1,134.71 | $1,411.11 |
40 | $604.64 | $833.10 | $1,094.95 | $1,381.41 |
Monthly Income | Years of withdrawals | |||
---|---|---|---|---|
2% | 4% | 6% | 8% | |
$500 | 54.98 | Ongoing | Ongoing | Ongoing |
$1,000 | 20.29 | 27.51 | Ongoing | Ongoing |
$1,500 | 12.58 | 14.72 | 18.36 | 27.56 |
$2,000 | 9.12 | 10.15 | 11.58 | 13.78 |
$2,500 | 7.16 | 7.77 | 8.54 | 9.56 |
$3,000 | 5.89 | 6.29 | 6.77 | 7.37 |
$3,500 | 5.01 | 5.29 | 5.62 | 6.01 |
$4,000 | 4.35 | 4.57 | 4.81 | 5.09 |
Check the row that matches the number of years you plan on being retired to see the monthly amount you could withdraw* if your average annual investment return was 2%, 4%, 6% or 8%.
Check the row for the amount you would like to withdraw to see the number of years your investment could last* if your average annual investment return was 2%, 4%, 6% or 8%.
Years | Monthly income | |||
---|---|---|---|---|
2% | 4% | 6% | 8% | |
5 | $5,249.58 | $5,506.60 | $5,770.99 | $6,042.63 |
10 | $2,755.81 | $3,027.26 | $3,314.04 | $3,615.72 |
15 | $1,927.31 | $2,211.69 | $2,518.98 | $2,847.97 |
20 | $1,515.12 | $1,811.90 | $2,138.60 | $2,492.70 |
25 | $1,269.45 | $1,578.25 | $1,923.29 | $2,300.11 |
30 | $1,107.01 | $1,427.49 | $1,789.70 | $2,186.72 |
35 | $992.13 | $1,323.91 | $1,702.06 | $2,116.67 |
40 | $906.97 | $1,249.65 | $1,642.43 | $2,072.12 |
Monthly Income | Years of withdrawals | |||
---|---|---|---|---|
2% | 4% | 6% | 8% | |
$500 | Ongoing | Ongoing | Ongoing | Ongoing |
$1,000 | 34.69 | Ongoing | Ongoing | Ongoing |
$1,500 | 20.29 | 27.51 | Ongoing | Ongoing |
$2,000 | 14.40 | 17.36 | 23.16 | Ongoing |
$2,500 | 11.17 | 12.79 | 15.31 | 20.18 |
$3,000 | 9.12 | 10.15 | 11.58 | 13.78 |
$3,500 | 7.71 | 8.43 | 9.35 | 10.63 |
$4,000 | 6.68 | 7.20 | 7.85 | 8.69 |
Check the row that matches the number of years you plan on being retired to see the monthly amount you could withdraw* if your average annual investment return was 2%, 4%, 6% or 8%.
Check the row for the amount you would like to withdraw to see the number of years your investment could last* if your average annual investment return was 2%, 4%, 6% or 8%.
Years | Monthly income | |||
---|---|---|---|---|
2% | 4% | 6% | 8% | |
5 | $8,749.30 | $9,177.67 | $9,618.31 | $10,071.06 |
10 | $4,593.02 | $5,045.44 | $5,523.41 | $6,026.21 |
15 | $3,212.19 | $3,686.15 | $4,198.29 | $4,746.62 |
20 | $2,525.21 | $3,019.84 | $3,564.33 | $4,154.50 |
25 | $2,115.75 | $2,630.42 | $3,205.48 | $3,833.52 |
30 | $1,845.02 | $2,379.15 | $2,982.84 | $3,644.53 |
35 | $1,653.56 | $2,206.52 | $2,836.76 | $3,527.79 |
40 | $1,511.61 | $2,082.75 | $2,737.38 | $3,453.53 |
Monthly Income | Years of withdrawals | |||
---|---|---|---|---|
2% | 4% | 6% | 8% | |
$500 | Ongoing | Ongoing | Ongoing | Ongoing |
$1,000 | 89.66 | Ongoing | Ongoing | Ongoing |
$1,500 | 40.58 | Ongoing | Ongoing | Ongoing |
$2,000 | 26.97 | 44.87 | Ongoing | Ongoing |
$2,500 | 20.29 | 27.51 | Ongoing | Ongoing |
$3,000 | 16.28 | 20.31 | 29.94 | Ongoing |
$3,500 | 13.61 | 16.19 | 20.93 | 38.18 |
$4,000 | 11.69 | 13.50 | 16.39 | 22.47 |
Check the row that matches the number of years you plan on being retired to see the monthly amount you could withdraw* if your average annual investment return was 2%, 4%, 6% or 8%.
Check the row for the amount you would like to withdraw to see the number of years your investment could last* if your average annual investment return was 2%, 4%, 6% or 8%.
Years | Monthly income | |||
---|---|---|---|---|
2% | 4% | 6% | 8% | |
5 | $13,123.95 | $13,766.50 | $14,427.46 | $15,106.59 |
10 | $6,889.53 | $7,568.16 | $8,285.11 | $9,039.31 |
15 | $4,818.28 | $5,529.23 | $6,297.44 | $7,119.92 |
20 | $3,787.81 | $4,529.75 | $5,346.50 | $6,231.76 |
25 | $3,173.62 | $3,945.62 | $4,808.22 | $5,750.29 |
30 | $2,767.53 | $3,568.72 | $4,474.26 | $5,466.79 |
35 | $2,480.34 | $3,309.78 | $4,255.15 | $5,291.68 |
40 | $2,267.41 | $3,124.12 | $4,106.07 | $5,180.30 |
Monthly Income | Years of withdrawals | |||
---|---|---|---|---|
2% | 4% | 6% | 8% | |
$500 | Ongoing | Ongoing | Ongoing | Ongoing |
$1,000 | Ongoing | Ongoing | Ongoing | Ongoing |
$1,500 | 89.66 | Ongoing | Ongoing | Ongoing |
$2,000 | 49.08 | Ongoing | Ongoing | Ongoing |
$2,500 | 34.69 | Ongoing | Ongoing | Ongoing |
$3,000 | 26.97 | 44.87 | Ongoing | Ongoing |
$3,500 | 22.11 | 31.37 | Ongoing | Ongoing |
$4,000 | 18.75 | 24.56 | 46.33 | Ongoing |
Check the row that matches the number of years you plan on being retired to see the monthly amount you could withdraw* if your average annual investment return was 2%, 4%, 6% or 8%.
Check the row for the amount you would like to withdraw to see the number of years your investment could last* if your average annual investment return was 2%, 4%, 6% or 8%.
Years | Monthly income | |||
---|---|---|---|---|
2% | 4% | 6% | 8% | |
5 | $17,498.60 | $18,355.34 | $19,236.62 | $20,142.11 |
10 | $9,186.04 | $10,090.88 | $11,046.82 | $12,052.41 |
15 | $6,424.38 | $7,372.30 | $8,396.59 | $9,493.23 |
20 | $5,050.42 | $6,039.67 | $7,128.67 | $8,309.01 |
25 | $4,231.49 | $5,260.83 | $6,410.96 | $7,667.05 |
30 | $3,690.04 | $4,758.29 | $5,965.68 | $7,289.05 |
35 | $3,307.12 | $4,413.04 | $5,673.53 | $7,055.57 |
40 | $3,023.22 | $4,165.50 | $5,474.76 | $6,907.07 |
Monthly Income | Years of withdrawals | |||
---|---|---|---|---|
2% | 4% | 6% | 8% | |
$500 | Ongoing | Ongoing | Ongoing | Ongoing |
$1,000 | Ongoing | Ongoing | Ongoing | Ongoing |
$1,500 | Ongoing | Ongoing | Ongoing | Ongoing |
$2,000 | 89.66 | Ongoing | Ongoing | Ongoing |
$2,500 | 54.98 | Ongoing | Ongoing | Ongoing |
$3,000 | 40.58 | Ongoing | Ongoing | Ongoing |
$3,500 | 32.36 | 76.24 | Ongoing | Ongoing |
$4,000 | 26.97 | 44.87 | Ongoing | Ongoing |
Check the row that matches the number of years you plan on being retired to see the monthly amount you could withdraw* if your average annual investment return was 2%, 4%, 6% or 8%.
Check the row for the amount you would like to withdraw to see the number of years your investment could last* if your average annual investment return was 2%, 4%, 6% or 8%.
Years | Monthly income | |||
---|---|---|---|---|
2% | 4% | 6% | 8% | |
5 | $26,247.89 | $27,533.01 | $28,854.93 | $30,213.17 |
10 | $13,779.05 | $15,136.32 | $16,570.22 | $18,078.62 |
15 | $9,636.57 | $11,058.46 | $12,594.88 | $14,239.85 |
20 | $7,575.62 | $9,059.51 | $10,693.00 | $12,463.51 |
25 | $6,347.24 | $7,891.25 | $9,616.44 | $11,500.57 |
30 | $5,535.07 | $7,137.44 | $8,948.52 | $10,933.58 |
35 | $4,960.67 | $6,619.56 | $8,510.29 | $10,583.36 |
40 | $4,534.83 | $6,248.25 | $8,212.14 | $10,360.60 |
Monthly Income | Years of withdrawals | |||
---|---|---|---|---|
2% | 4% | 6% | 8% | |
$500 | Ongoing | Ongoing | Ongoing | Ongoing |
$1,000 | Ongoing | Ongoing | Ongoing | Ongoing |
$1,500 | Ongoing | Ongoing | Ongoing | Ongoing |
$2,000 | Ongoing | Ongoing | Ongoing | Ongoing |
$2,500 | Ongoing | Ongoing | Ongoing | Ongoing |
$3,000 | 89.66 | Ongoing | Ongoing | Ongoing |
$3,500 | 62.69 | Ongoing | Ongoing | Ongoing |
$4,000 | 49.08 | Ongoing | Ongoing | Ongoing |
Check the row that matches the number of years you plan on being retired to see the monthly amount you could withdraw* if your average annual investment return was 2%, 4%, 6% or 8%.
Check the row for the amount you would like to withdraw to see the number of years your investment could last* if your average annual investment return was 2%, 4%, 6% or 8%.
Years | Monthly income | |||
---|---|---|---|---|
2% | 4% | 6% | 8% | |
5 | $34,997.19 | $36,710.68 | $38,473.24 | $40,284.23 |
10 | $18,372.07 | $20,181.76 | $22,093.63 | $24,104.82 |
15 | $12,848.76 | $14,744.61 | $16,793.17 | $18,986.47 |
20 | $10,100.83 | $12,079.34 | $14,257.33 | $16,618.01 |
25 | $8,462.98 | $10,521.66 | $12,821.92 | $15,334.10 |
30 | $7,380.09 | $9,516.58 | $11,931.35 | $14,578.10 |
35 | $6,614.23 | $8,826.07 | $11,347.06 | $14,111.14 |
40 | $6,046.44 | $8,331.00 | $10,949.53 | $13,814.14 |
Monthly Income | Years of withdrawals | |||
---|---|---|---|---|
2% | 4% | 6% | 8% | |
$500 | Ongoing | Ongoing | Ongoing | Ongoing |
$1,000 | Ongoing | Ongoing | Ongoing | Ongoing |
$1,500 | Ongoing | Ongoing | Ongoing | Ongoing |
$2,000 | Ongoing | Ongoing | Ongoing | Ongoing |
$2,500 | Ongoing | Ongoing | Ongoing | Ongoing |
$3,000 | Ongoing | Ongoing | Ongoing | Ongoing |
$3,500 | 152.35 | Ongoing | Ongoing | Ongoing |
$4,000 | 89.66 | Ongoing | Ongoing | Ongoing |
All account value information given is FOR ILLUSTRATIVE PURPOSES ONLY. The totals and returns shown here do not represent returns for any particular investment, nor do they imply your future results will be similar. The value of your investments will fluctuate with market conditions. Withdrawals may be subject to income taxes.
The out-of-pocket and annual tax savings information is based on an annual salary of $50,000, after federal income taxes of 15%. No state income taxes are assumed.
This section assumes an annual increase in your payment of 3% to compensate for inflation. Please note, actual inflation rate may vary year to year. Withdrawals may be subject to income taxes. Amount shown on the page is before any federal or state income taxes (if any) are applied.
When the table shows “Ongoing,” this implies that your balance will last indefinitely with this combination of withdrawals and earnings.
Retirees, inactive members, beneficiaries and legal-order payees: You can update your address from your online retirement account. Just select “Address” from the welcome screen. If you need to update your name, fill out and send in a printed form as well as a copy of documentation showing the change.
Active members: Update your name and/or address through your employer. That new information will soon appear in your online retirement account.
Set up and manage direct deposit of your benefit payments from your online retirement account. Just follow the “Direct Deposit” directions under “My Account” in the navigation menu.
(If you prefer to fill out and mail in a printed form, select this link.)
Members, you can update your beneficiary information from your online retirement account. Select “My Account” in the navigation menu and then “View/Edit” beside “Beneficiary.”
(If you prefer to fill out and mail in a printed form, select this link.)
Members, you can update your beneficiary information from your online retirement account. Select “My Account” in the navigation menu and then “View/Edit” beside “Beneficiary.”
(If you prefer to fill out and mail in a printed form, select this link.)