Estimate your pension

Your online account offers a calculator that lets you estimate your pension benefit at retirement. To get started, log in and select “Benefit Estimator.”

Increase your savings

Thinking about saving more with DCP? The Deferred Compensation Program has these calculators available:

Plan 3 members

For the investment part you contribute to, Plan 3 has a few calculators to make decision-making easier.

More tools and calculators

Plan choice calculator: Are you a new PERS, SERS or TRS member choosing a plan? This calculator offers a financial comparison for Plans 2 and 3.

Buy Back calculator: Estimate your cost to restore or increase your service credit.

Plan 1 Optional COLA calculator: PERS and TRS Plan 1 members use this Excel calculator to compare your benefit with and without the optional COLA.

Withholding calculators: Nearing retirement? There is an IRS withholding calculator available through your online account. If you do not have an online account, DRS has another withholding calculator available to you. You might want to speak with your tax advisor or the IRS if you have questions about your tax withholding.

Life expectancy: This calculator uses Life Expectancy tables from IRS publication 590.

Your retirement lifestyle calculator: What kind of income will you need in retirement? This calculator can help you estimate the percent of your current income you’ll need.

Withdrawals in retirement: This calculator helps you estimate the impact withdrawals will have on your savings.

Minimum required distributions: This calculator can help you understand more about when you’ll be required to start withdrawing from your retirement savings.

Social Security Calculators: This collection of calculators from Social Security provides estimates based on your actual Social Security earnings record.

Inactive accounts search: Former members can check whether they have funds available using this tool.

Budget calculator: Estimate your budget.

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